Does United Airlines Have A Credit Card?

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Chief Editor of - Elite Fly USA

United Airlines is one of the largest airlines in the world, offering flights to over 300 destinations. With such a wide network, it’s no surprise that many travelers are curious about the airline’s credit card offerings.

So, does United Airlines have a credit card? The answer is yes, and in this article, we’ll dive into the details of what the United credit card offers, including its benefits, fees, and rewards program. Whether you’re a frequent United traveler or just looking for a new credit card, keep reading to find out if the United credit card is right for you.

Does United Airlines Have a Credit Card?

Does United Airlines Have a Credit Card?

United Airlines is one of the leading airlines in the world, known for its superior customer service, excellent in-flight amenities, and unmatched loyalty program. As a frequent flyer with United, you may be wondering whether the airline offers a credit card that can help you earn more rewards and enhance your travel experience. In this article, we’ll explore whether United Airlines has a credit card and what benefits it offers to cardholders.

What is the United Airlines Credit Card?

United Airlines has several credit cards that are co-branded with Chase Bank, one of the largest financial institutions in the United States. These credit cards are designed to provide United Airlines customers with additional benefits and rewards when they use their cards for purchases. There are currently four United Airlines credit cards available:


  • United Explorer Card

  • United Club Card

  • United Club Infinite Card

  • United Gateway Card

United Explorer Card

The United Explorer Card is the most popular United Airlines credit card and is geared towards travelers who want to earn rewards for their United Airlines purchases. The card comes with a sign-up bonus of up to 70,000 miles, and cardholders earn 2 miles per dollar spent on United Airlines purchases, as well as 2 miles per dollar spent at restaurants and hotels. The card also provides access to priority boarding, a free checked bag, and a $100 Global Entry or TSA PreCheck credit. The annual fee for the United Explorer Card is $95.

United Club Card

The United Club Card is designed for frequent United Airlines travelers who want access to United Club lounges and other premium travel benefits. The card comes with a sign-up bonus of up to 50,000 miles, and cardholders earn 1.5 miles per dollar spent on all purchases. The card also provides access to United Club lounges, priority boarding, two free checked bags, and a $100 Global Entry or TSA PreCheck credit. The annual fee for the United Club Card is $450.

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Benefits of United Airlines Credit Cards

There are several benefits to having a United Airlines credit card, including:


  • Sign-up bonuses: Most United Airlines credit cards come with a sign-up bonus, which can be a great way to earn a large number of miles quickly.

  • Rewards: United Airlines credit cards allow you to earn miles on all your purchases, which can be redeemed for flights, hotel stays, car rentals, and other travel expenses.

  • Travel benefits: Depending on the card you choose, you may get access to United Club lounges, priority boarding, free checked bags, and other travel perks.

  • Global Entry or TSA PreCheck credit: Many United Airlines credit cards come with a credit for Global Entry or TSA PreCheck, which can save you time and hassle at the airport.

United Airlines Credit Cards vs. Other Airline Credit Cards

If you’re a frequent flyer, you may be wondering how United Airlines credit cards compare to credit cards offered by other airlines. Here are a few key considerations:


  • Reward programs: The rewards programs offered by different airlines can vary widely, so it’s important to compare the earning rates, redemption options, and other features of each program.

  • Fees: Airline credit cards often come with annual fees, so make sure to compare the costs of different cards and weigh the benefits against the fees.

  • Travel benefits: Different airlines offer different travel benefits, so consider which benefits are most important to you, such as lounge access, priority boarding, or free checked bags.

Conclusion

United Airlines does offer several credit cards that are co-branded with Chase Bank, including the United Explorer Card, United Club Card, United Club Infinite Card, and United Gateway Card. These cards offer a variety of benefits, including sign-up bonuses, rewards, and travel perks, depending on the card you choose. If you’re a frequent United Airlines traveler, a United Airlines credit card could be a great way to earn more rewards and enhance your travel experience.

Frequently Asked Questions

Here are some common questions that customers have about United Airlines and their credit card offerings:

What credit cards does United Airlines offer?

United Airlines offers a variety of credit cards through their partnership with Chase Bank. These cards include the United Explorer Card, United Club Card, and United Business Card. Each card offers different benefits and rewards, so it’s important to choose the one that best fits your needs. Some of the benefits offered by these cards include free checked bags, priority boarding, and United Club lounge access.

Additionally, United Airlines also offers a co-branded credit card with JPMorgan Chase for small businesses, called the United Business Card. This card offers similar benefits as the personal United credit cards but also offers bonus rewards for purchases in specific categories.

What are the benefits of having a United Airlines credit card?

Having a United Airlines credit card can come with a variety of benefits, including earning miles for purchases made with the card. Depending on the card you choose, you may also receive free checked bags, priority boarding, and United Club lounge access. Additionally, some United credit cards offer bonus rewards for purchases in specific categories, such as dining or travel.

Another benefit of having a United Airlines credit card is the ability to earn status miles toward elite status. Depending on the card, you may be able to earn up to 1,000 status miles per year, which can help you reach a higher status level with United.

How can I apply for a United Airlines credit card?

You can apply for a United Airlines credit card directly through the Chase Bank website or through the United Airlines website. You will need to provide personal and financial information, including your name, address, and income. Once you submit your application, you will typically receive a decision within a few minutes.

Keep in mind that credit card approval is based on your creditworthiness, so it’s important to have a good credit score before applying. If you are approved for a United Airlines credit card, you can expect to receive your card in the mail within a week or two.

Does a United Airlines credit card have an annual fee?

Most United Airlines credit cards do have an annual fee, which can vary depending on the card you choose. The United Explorer Card has an annual fee of $95, while the United Club Card has an annual fee of $450. The United Business Card also has an annual fee of $99.

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However, some United credit cards may offer a waived annual fee for the first year or may offer a statement credit to offset the annual fee. Additionally, the benefits offered by the card may outweigh the annual fee, so it’s important to weigh the costs and benefits before applying for a United Airlines credit card.

Can I use my United Airlines miles to pay for my credit card bill?

No, you cannot use your United Airlines miles to pay for your credit card bill. However, you can use your miles to book flights, hotel stays, car rentals, and other travel-related expenses. Additionally, some United credit cards may offer statement credits or other rewards that can be used to offset the cost of your credit card bill.

It’s important to remember that using your miles for non-travel expenses, such as merchandise or gift cards, typically offers a lower value per mile than using them for travel expenses, so it’s best to use your miles for travel whenever possible.

The BEST United Airlines Credit Cards!!!


In conclusion, United Airlines does indeed offer a credit card to its customers. The United Explorer Card is a popular option for those looking to earn rewards points on every purchase. With features like priority boarding, free checked bags, and access to United Club lounges, this card offers a range of benefits that can make your travel experiences more enjoyable.

If you’re a frequent flyer with United Airlines, the United Explorer Card may be worth considering. Not only can you earn points on every purchase, but you’ll also have access to a range of perks that can make your travels more comfortable and convenient. Whether you’re looking to save money on baggage fees or enjoy a quiet place to work before your flight, this card has you covered.

Overall, the United Explorer Card is a great option for anyone who wants to earn rewards points and enjoy a range of travel benefits. With its generous rewards program and valuable perks, this credit card is a smart choice for anyone who frequently flies with United Airlines. So if you’re looking to make your travels more enjoyable, consider signing up for the United Explorer Card today!

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